Mortgage interest rates shot up in recent months. And buyers are well aware that inventory remains low while home prices continue to rise. In this environment, some prospective home buyers will inevitably decide to wait thing out and buy a house in 2023 instead. That can be a smart strategy, depending on your financial situation and life goals. But there’s no guarantee the market will be easier next year. So while you’re waiting, take steps to improve your finances and better your odds at securing the home you want. Here’s what to do. Continue reading ...

First-time home buyers Courtney Culbreath and her husband, Tyler Graham, say they’ve been helped and hurt by the fast-moving housing market that is simultaneously cooling down soaring demand yet ratcheting up mortgage rates, which had been rock bottom for years. Continue reading ...